LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,838
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,766
−HK$943/mo
Today · 4.125%
HK$31,709
baseline
▲ 0.50% · 4.625%
HK$33,638
+HK$1,929/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,418/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,194
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,084
−HK$903/mo
Today · 4.125%
HK$34,987
baseline
▲ 0.50% · 4.625%
HK$36,832
+HK$1,845/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,974/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,805
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,919
−HK$1,131/mo
Today · 4.125%
HK$38,050
baseline
▲ 0.50% · 4.625%
HK$40,366
+HK$2,316/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,100/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,833
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,901
−HK$1,084/mo
Today · 4.125%
HK$41,985
baseline
▲ 0.50% · 4.625%
HK$44,198
+HK$2,213/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,970/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,773
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,072
−HK$1,320/mo
Today · 4.125%
HK$44,392
baseline
▲ 0.50% · 4.625%
HK$47,093
+HK$2,701/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$88,784/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,472
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,718
−HK$1,264/mo
Today · 4.125%
HK$48,982
baseline
▲ 0.50% · 4.625%
HK$51,564
+HK$2,582/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$97,964/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,708
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,378
−HK$1,698/mo
Today · 4.125%
HK$57,076
baseline
▲ 0.50% · 4.625%
HK$60,549
+HK$3,473/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,152/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,749
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,352
−HK$1,625/mo
Today · 4.125%
HK$62,977
baseline
▲ 0.50% · 4.625%
HK$66,297
+HK$3,320/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$125,954/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,696 · Scale 2, in force from 26 Feb 2026)