LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,838
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,767
−HK$942/mo
Today · 4.125%
HK$31,709
baseline
▲ 0.50% · 4.625%
HK$33,639
+HK$1,930/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,418/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,195
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,085
−HK$903/mo
Today · 4.125%
HK$34,988
baseline
▲ 0.50% · 4.625%
HK$36,833
+HK$1,845/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,976/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,806
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,920
−HK$1,131/mo
Today · 4.125%
HK$38,051
baseline
▲ 0.50% · 4.625%
HK$40,367
+HK$2,316/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,102/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,834
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,902
−HK$1,084/mo
Today · 4.125%
HK$41,986
baseline
▲ 0.50% · 4.625%
HK$44,199
+HK$2,213/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,972/mo (50% DSR)
Upfront cash ≈ HK$5.72M (deposit + AVD stamp duty HK$490,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,774
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,073
−HK$1,320/mo
Today · 4.125%
HK$44,393
baseline
▲ 0.50% · 4.625%
HK$47,095
+HK$2,702/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$88,786/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,473
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,719
−HK$1,265/mo
Today · 4.125%
HK$48,984
baseline
▲ 0.50% · 4.625%
HK$51,566
+HK$2,582/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$97,968/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,709
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$55,380
−HK$1,697/mo
Today · 4.125%
HK$57,077
baseline
▲ 0.50% · 4.625%
HK$60,550
+HK$3,473/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,154/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,751
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,353
−HK$1,626/mo
Today · 4.125%
HK$62,979
baseline
▲ 0.50% · 4.625%
HK$66,299
+HK$3,320/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$125,958/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,708 · Scale 2, in force from 26 Feb 2026)