LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,841
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,770
−HK$943/mo
Today · 4.125%
HK$31,713
baseline
▲ 0.50% · 4.625%
HK$33,642
+HK$1,929/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,426/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,198
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,089
−HK$903/mo
Today · 4.125%
HK$34,992
baseline
▲ 0.50% · 4.625%
HK$36,836
+HK$1,844/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,984/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,810
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,923
−HK$1,132/mo
Today · 4.125%
HK$38,055
baseline
▲ 0.50% · 4.625%
HK$40,371
+HK$2,316/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$76,110/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$490,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,838
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,906
−HK$1,084/mo
Today · 4.125%
HK$41,990
baseline
▲ 0.50% · 4.625%
HK$44,203
+HK$2,213/mo
Deposit HK$5.23M · loan HK$7.85M · min. income ≈ HK$83,980/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$490,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,778
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,077
−HK$1,321/mo
Today · 4.125%
HK$44,398
baseline
▲ 0.50% · 4.625%
HK$47,099
+HK$2,701/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$88,796/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,477
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,724
−HK$1,264/mo
Today · 4.125%
HK$48,988
baseline
▲ 0.50% · 4.625%
HK$51,571
+HK$2,583/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$97,976/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,714
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,385
−HK$1,698/mo
Today · 4.125%
HK$57,083
baseline
▲ 0.50% · 4.625%
HK$60,556
+HK$3,473/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,166/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,757
−HK$3,228/mo
▼ 0.25% · 3.875%
HK$61,359
−HK$1,626/mo
Today · 4.125%
HK$62,985
baseline
▲ 0.50% · 4.625%
HK$66,305
+HK$3,320/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$125,970/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,757 · Scale 2, in force from 26 Feb 2026)