LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,844
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,772
−HK$944/mo
Today · 4.125%
HK$31,716
baseline
▲ 0.50% · 4.625%
HK$33,645
+HK$1,929/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,432/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,201
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,092
−HK$903/mo
Today · 4.125%
HK$34,995
baseline
▲ 0.50% · 4.625%
HK$36,840
+HK$1,845/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,990/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,813
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,927
−HK$1,132/mo
Today · 4.125%
HK$38,059
baseline
▲ 0.50% · 4.625%
HK$40,374
+HK$2,315/mo
Deposit HK$5.24M · loan HK$7.85M · min. income ≈ HK$76,118/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$490,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,841
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,910
−HK$1,084/mo
Today · 4.125%
HK$41,994
baseline
▲ 0.50% · 4.625%
HK$44,207
+HK$2,213/mo
Deposit HK$5.24M · loan HK$7.85M · min. income ≈ HK$83,988/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$490,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,782
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,081
−HK$1,321/mo
Today · 4.125%
HK$44,402
baseline
▲ 0.50% · 4.625%
HK$47,103
+HK$2,701/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$88,804/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,482
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,728
−HK$1,265/mo
Today · 4.125%
HK$48,993
baseline
▲ 0.50% · 4.625%
HK$51,575
+HK$2,582/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$97,986/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,719
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,390
−HK$1,698/mo
Today · 4.125%
HK$57,088
baseline
▲ 0.50% · 4.625%
HK$60,562
+HK$3,474/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,176/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,762
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,365
−HK$1,626/mo
Today · 4.125%
HK$62,991
baseline
▲ 0.50% · 4.625%
HK$66,311
+HK$3,320/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$125,982/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,801 · Scale 2, in force from 26 Feb 2026)