LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,844
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,773
−HK$943/mo
Today · 4.125%
HK$31,716
baseline
▲ 0.50% · 4.625%
HK$33,646
+HK$1,930/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$63,432/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,202
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,092
−HK$903/mo
Today · 4.125%
HK$34,995
baseline
▲ 0.50% · 4.625%
HK$36,840
+HK$1,845/mo
Deposit HK$6.54M · loan HK$6.54M · min. income ≈ HK$69,990/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$490,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,813
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,927
−HK$1,132/mo
Today · 4.125%
HK$38,059
baseline
▲ 0.50% · 4.625%
HK$40,375
+HK$2,316/mo
Deposit HK$5.24M · loan HK$7.85M · min. income ≈ HK$76,118/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$490,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,842
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,910
−HK$1,084/mo
Today · 4.125%
HK$41,994
baseline
▲ 0.50% · 4.625%
HK$44,208
+HK$2,214/mo
Deposit HK$5.24M · loan HK$7.85M · min. income ≈ HK$83,988/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$490,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,782
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,082
−HK$1,320/mo
Today · 4.125%
HK$44,402
baseline
▲ 0.50% · 4.625%
HK$47,104
+HK$2,702/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$88,804/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,482
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,729
−HK$1,264/mo
Today · 4.125%
HK$48,993
baseline
▲ 0.50% · 4.625%
HK$51,576
+HK$2,583/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$97,986/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,720
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,391
−HK$1,698/mo
Today · 4.125%
HK$57,089
baseline
▲ 0.50% · 4.625%
HK$60,562
+HK$3,473/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,178/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,763
−HK$3,229/mo
▼ 0.25% · 3.875%
HK$61,366
−HK$1,626/mo
Today · 4.125%
HK$62,992
baseline
▲ 0.50% · 4.625%
HK$66,312
+HK$3,320/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$125,984/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,807 · Scale 2, in force from 26 Feb 2026)