LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,851
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,779
−HK$943/mo
Today · 4.125%
HK$31,722
baseline
▲ 0.50% · 4.625%
HK$33,653
+HK$1,931/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,444/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$490,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,208
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,099
−HK$904/mo
Today · 4.125%
HK$35,003
baseline
▲ 0.50% · 4.625%
HK$36,848
+HK$1,845/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,006/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$490,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,821
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,935
−HK$1,132/mo
Today · 4.125%
HK$38,067
baseline
▲ 0.50% · 4.625%
HK$40,383
+HK$2,316/mo
Deposit HK$5.24M · loan HK$7.85M · min. income ≈ HK$76,134/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$490,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,850
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,919
−HK$1,084/mo
Today · 4.125%
HK$42,003
baseline
▲ 0.50% · 4.625%
HK$44,217
+HK$2,214/mo
Deposit HK$5.24M · loan HK$7.85M · min. income ≈ HK$84,006/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$490,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,791
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,091
−HK$1,320/mo
Today · 4.125%
HK$44,411
baseline
▲ 0.50% · 4.625%
HK$47,114
+HK$2,703/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$88,822/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,492
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,739
−HK$1,265/mo
Today · 4.125%
HK$49,004
baseline
▲ 0.50% · 4.625%
HK$51,587
+HK$2,583/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$98,008/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,731
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,402
−HK$1,698/mo
Today · 4.125%
HK$57,100
baseline
▲ 0.50% · 4.625%
HK$60,575
+HK$3,475/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,200/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,775
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,378
−HK$1,627/mo
Today · 4.125%
HK$63,005
baseline
▲ 0.50% · 4.625%
HK$66,326
+HK$3,321/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$126,010/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,909 · Scale 2, in force from 26 Feb 2026)