LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,853
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,781
−HK$944/mo
Today · 4.125%
HK$31,725
baseline
▲ 0.50% · 4.625%
HK$33,655
+HK$1,930/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,450/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$490,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,211
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,101
−HK$904/mo
Today · 4.125%
HK$35,005
baseline
▲ 0.50% · 4.625%
HK$36,850
+HK$1,845/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,010/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$490,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,823
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,937
−HK$1,133/mo
Today · 4.125%
HK$38,070
baseline
▲ 0.50% · 4.625%
HK$40,386
+HK$2,316/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,140/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$490,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,853
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,922
−HK$1,084/mo
Today · 4.125%
HK$42,006
baseline
▲ 0.50% · 4.625%
HK$44,220
+HK$2,214/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,012/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$490,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,794
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,094
−HK$1,321/mo
Today · 4.125%
HK$44,415
baseline
▲ 0.50% · 4.625%
HK$47,117
+HK$2,702/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$88,830/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,495
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,742
−HK$1,265/mo
Today · 4.125%
HK$49,007
baseline
▲ 0.50% · 4.625%
HK$51,590
+HK$2,583/mo
Deposit HK$3.93M · loan HK$9.16M · min. income ≈ HK$98,014/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$490,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,735
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$55,406
−HK$1,698/mo
Today · 4.125%
HK$57,104
baseline
▲ 0.50% · 4.625%
HK$60,579
+HK$3,475/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,208/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,779
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,383
−HK$1,626/mo
Today · 4.125%
HK$63,009
baseline
▲ 0.50% · 4.625%
HK$66,330
+HK$3,321/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$126,018/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$490,943 · Scale 2, in force from 26 Feb 2026)