LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,857
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,786
−HK$943/mo
Today · 4.125%
HK$31,729
baseline
▲ 0.50% · 4.625%
HK$33,660
+HK$1,931/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,458/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,216
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,106
−HK$904/mo
Today · 4.125%
HK$35,010
baseline
▲ 0.50% · 4.625%
HK$36,856
+HK$1,846/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,020/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,828
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,943
−HK$1,132/mo
Today · 4.125%
HK$38,075
baseline
▲ 0.50% · 4.625%
HK$40,392
+HK$2,317/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,150/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,859
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,928
−HK$1,084/mo
Today · 4.125%
HK$42,012
baseline
▲ 0.50% · 4.625%
HK$44,227
+HK$2,215/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,024/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,800
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,100
−HK$1,321/mo
Today · 4.125%
HK$44,421
baseline
▲ 0.50% · 4.625%
HK$47,124
+HK$2,703/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,842/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,502
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,749
−HK$1,265/mo
Today · 4.125%
HK$49,014
baseline
▲ 0.50% · 4.625%
HK$51,598
+HK$2,584/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,028/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,742
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,414
−HK$1,699/mo
Today · 4.125%
HK$57,113
baseline
▲ 0.50% · 4.625%
HK$60,588
+HK$3,475/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,226/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,788
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,391
−HK$1,627/mo
Today · 4.125%
HK$63,018
baseline
▲ 0.50% · 4.625%
HK$66,340
+HK$3,322/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$126,036/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,013 · Scale 2, in force from 26 Feb 2026)