LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,858
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,787
−HK$943/mo
Today · 4.125%
HK$31,730
baseline
▲ 0.50% · 4.625%
HK$33,661
+HK$1,931/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,460/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,217
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,108
−HK$903/mo
Today · 4.125%
HK$35,011
baseline
▲ 0.50% · 4.625%
HK$36,857
+HK$1,846/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,022/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,830
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,944
−HK$1,132/mo
Today · 4.125%
HK$38,076
baseline
▲ 0.50% · 4.625%
HK$40,393
+HK$2,317/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,152/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,860
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,929
−HK$1,085/mo
Today · 4.125%
HK$42,014
baseline
▲ 0.50% · 4.625%
HK$44,228
+HK$2,214/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,028/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,801
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,101
−HK$1,321/mo
Today · 4.125%
HK$44,422
baseline
▲ 0.50% · 4.625%
HK$47,125
+HK$2,703/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,844/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,503
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,751
−HK$1,265/mo
Today · 4.125%
HK$49,016
baseline
▲ 0.50% · 4.625%
HK$51,599
+HK$2,583/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,032/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,744
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,416
−HK$1,699/mo
Today · 4.125%
HK$57,115
baseline
▲ 0.50% · 4.625%
HK$60,590
+HK$3,475/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,230/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,790
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,394
−HK$1,626/mo
Today · 4.125%
HK$63,020
baseline
▲ 0.50% · 4.625%
HK$66,342
+HK$3,322/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$126,040/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,030 · Scale 2, in force from 26 Feb 2026)