LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,858
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,787
−HK$944/mo
Today · 4.125%
HK$31,731
baseline
▲ 0.50% · 4.625%
HK$33,662
+HK$1,931/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,462/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,217
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,108
−HK$904/mo
Today · 4.125%
HK$35,012
baseline
▲ 0.50% · 4.625%
HK$36,857
+HK$1,845/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,024/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,830
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,945
−HK$1,132/mo
Today · 4.125%
HK$38,077
baseline
▲ 0.50% · 4.625%
HK$40,394
+HK$2,317/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,154/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,861
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,930
−HK$1,084/mo
Today · 4.125%
HK$42,014
baseline
▲ 0.50% · 4.625%
HK$44,229
+HK$2,215/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,028/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,802
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,102
−HK$1,321/mo
Today · 4.125%
HK$44,423
baseline
▲ 0.50% · 4.625%
HK$47,126
+HK$2,703/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,846/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,504
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,751
−HK$1,266/mo
Today · 4.125%
HK$49,017
baseline
▲ 0.50% · 4.625%
HK$51,600
+HK$2,583/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,034/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,745
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,417
−HK$1,699/mo
Today · 4.125%
HK$57,116
baseline
▲ 0.50% · 4.625%
HK$60,591
+HK$3,475/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$114,232/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,791
−HK$3,230/mo
▼ 0.25% · 3.875%
HK$61,395
−HK$1,626/mo
Today · 4.125%
HK$63,021
baseline
▲ 0.50% · 4.625%
HK$66,343
+HK$3,322/mo
Deposit HK$1.31M · loan HK$11.78M · min. income ≈ HK$126,042/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,038 · Scale 2, in force from 26 Feb 2026)