LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,861
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,790
−HK$944/mo
Today · 4.125%
HK$31,734
baseline
▲ 0.50% · 4.625%
HK$33,664
+HK$1,930/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,468/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,220
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,111
−HK$904/mo
Today · 4.125%
HK$35,015
baseline
▲ 0.50% · 4.625%
HK$36,861
+HK$1,846/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,030/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,833
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,948
−HK$1,132/mo
Today · 4.125%
HK$38,080
baseline
▲ 0.50% · 4.625%
HK$40,397
+HK$2,317/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,160/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,864
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,933
−HK$1,085/mo
Today · 4.125%
HK$42,018
baseline
▲ 0.50% · 4.625%
HK$44,233
+HK$2,215/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,036/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,805
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,106
−HK$1,321/mo
Today · 4.125%
HK$44,427
baseline
▲ 0.50% · 4.625%
HK$47,130
+HK$2,703/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,854/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,508
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,755
−HK$1,266/mo
Today · 4.125%
HK$49,021
baseline
▲ 0.50% · 4.625%
HK$51,605
+HK$2,584/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,042/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,750
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$55,422
−HK$1,698/mo
Today · 4.125%
HK$57,120
baseline
▲ 0.50% · 4.625%
HK$60,596
+HK$3,476/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$114,240/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,796
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,400
−HK$1,627/mo
Today · 4.125%
HK$63,027
baseline
▲ 0.50% · 4.625%
HK$66,349
+HK$3,322/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$126,054/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,080 · Scale 2, in force from 26 Feb 2026)