LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,869
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,798
−HK$944/mo
Today · 4.125%
HK$31,742
baseline
▲ 0.50% · 4.625%
HK$33,674
+HK$1,932/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,484/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,229
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,121
−HK$904/mo
Today · 4.125%
HK$35,025
baseline
▲ 0.50% · 4.625%
HK$36,871
+HK$1,846/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,050/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,843
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,958
−HK$1,133/mo
Today · 4.125%
HK$38,091
baseline
▲ 0.50% · 4.625%
HK$40,409
+HK$2,318/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,182/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,875
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,945
−HK$1,085/mo
Today · 4.125%
HK$42,030
baseline
▲ 0.50% · 4.625%
HK$44,245
+HK$2,215/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,060/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,817
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,118
−HK$1,321/mo
Today · 4.125%
HK$44,439
baseline
▲ 0.50% · 4.625%
HK$47,143
+HK$2,704/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,878/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,521
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,769
−HK$1,266/mo
Today · 4.125%
HK$49,035
baseline
▲ 0.50% · 4.625%
HK$51,619
+HK$2,584/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,070/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,765
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$55,437
−HK$1,699/mo
Today · 4.125%
HK$57,136
baseline
▲ 0.50% · 4.625%
HK$60,613
+HK$3,477/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$114,272/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,813
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,417
−HK$1,627/mo
Today · 4.125%
HK$63,044
baseline
▲ 0.50% · 4.625%
HK$66,368
+HK$3,324/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$126,088/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,218 · Scale 2, in force from 26 Feb 2026)