LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,871
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,800
−HK$944/mo
Today · 4.125%
HK$31,744
baseline
▲ 0.50% · 4.625%
HK$33,675
+HK$1,931/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,488/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,231
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,122
−HK$904/mo
Today · 4.125%
HK$35,026
baseline
▲ 0.50% · 4.625%
HK$36,873
+HK$1,847/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,052/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,845
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,960
−HK$1,133/mo
Today · 4.125%
HK$38,093
baseline
▲ 0.50% · 4.625%
HK$40,411
+HK$2,318/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,186/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,877
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,947
−HK$1,085/mo
Today · 4.125%
HK$42,032
baseline
▲ 0.50% · 4.625%
HK$44,247
+HK$2,215/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,064/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,819
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,120
−HK$1,321/mo
Today · 4.125%
HK$44,441
baseline
▲ 0.50% · 4.625%
HK$47,146
+HK$2,705/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,882/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,523
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,771
−HK$1,266/mo
Today · 4.125%
HK$49,037
baseline
▲ 0.50% · 4.625%
HK$51,622
+HK$2,585/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,074/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,767
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,440
−HK$1,699/mo
Today · 4.125%
HK$57,139
baseline
▲ 0.50% · 4.625%
HK$60,616
+HK$3,477/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$114,278/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,816
−HK$3,231/mo
▼ 0.25% · 3.875%
HK$61,420
−HK$1,627/mo
Today · 4.125%
HK$63,047
baseline
▲ 0.50% · 4.625%
HK$66,371
+HK$3,324/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$126,094/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,240 · Scale 2, in force from 26 Feb 2026)