LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,872
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,801
−HK$944/mo
Today · 4.125%
HK$31,745
baseline
▲ 0.50% · 4.625%
HK$33,677
+HK$1,932/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,490/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,232
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,124
−HK$904/mo
Today · 4.125%
HK$35,028
baseline
▲ 0.50% · 4.625%
HK$36,874
+HK$1,846/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,056/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,847
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,962
−HK$1,132/mo
Today · 4.125%
HK$38,094
baseline
▲ 0.50% · 4.625%
HK$40,412
+HK$2,318/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,188/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,879
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,948
−HK$1,086/mo
Today · 4.125%
HK$42,034
baseline
▲ 0.50% · 4.625%
HK$44,249
+HK$2,215/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,068/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,821
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,122
−HK$1,322/mo
Today · 4.125%
HK$44,444
baseline
▲ 0.50% · 4.625%
HK$47,148
+HK$2,704/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,888/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,525
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,773
−HK$1,266/mo
Today · 4.125%
HK$49,039
baseline
▲ 0.50% · 4.625%
HK$51,624
+HK$2,585/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,078/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,770
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,442
−HK$1,700/mo
Today · 4.125%
HK$57,142
baseline
▲ 0.50% · 4.625%
HK$60,619
+HK$3,477/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$114,284/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,818
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,423
−HK$1,627/mo
Today · 4.125%
HK$63,050
baseline
▲ 0.50% · 4.625%
HK$66,374
+HK$3,324/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$126,100/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,264 · Scale 2, in force from 26 Feb 2026)