LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,874
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,803
−HK$944/mo
Today · 4.125%
HK$31,747
baseline
▲ 0.50% · 4.625%
HK$33,679
+HK$1,932/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,494/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,234
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,126
−HK$904/mo
Today · 4.125%
HK$35,030
baseline
▲ 0.50% · 4.625%
HK$36,876
+HK$1,846/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,060/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,849
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,964
−HK$1,133/mo
Today · 4.125%
HK$38,097
baseline
▲ 0.50% · 4.625%
HK$40,415
+HK$2,318/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,194/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,881
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,951
−HK$1,085/mo
Today · 4.125%
HK$42,036
baseline
▲ 0.50% · 4.625%
HK$44,252
+HK$2,216/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,072/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,823
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,124
−HK$1,322/mo
Today · 4.125%
HK$44,446
baseline
▲ 0.50% · 4.625%
HK$47,150
+HK$2,704/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,892/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,528
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,776
−HK$1,266/mo
Today · 4.125%
HK$49,042
baseline
▲ 0.50% · 4.625%
HK$51,627
+HK$2,585/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,084/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,773
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,446
−HK$1,699/mo
Today · 4.125%
HK$57,145
baseline
▲ 0.50% · 4.625%
HK$60,622
+HK$3,477/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$114,290/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,822
−HK$3,232/mo
▼ 0.25% · 3.875%
HK$61,426
−HK$1,628/mo
Today · 4.125%
HK$63,054
baseline
▲ 0.50% · 4.625%
HK$66,377
+HK$3,323/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$126,108/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,291 · Scale 2, in force from 26 Feb 2026)