LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,876
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,805
−HK$945/mo
Today · 4.125%
HK$31,750
baseline
▲ 0.50% · 4.625%
HK$33,681
+HK$1,931/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,500/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,237
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,128
−HK$905/mo
Today · 4.125%
HK$35,033
baseline
▲ 0.50% · 4.625%
HK$36,879
+HK$1,846/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,066/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,851
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,967
−HK$1,133/mo
Today · 4.125%
HK$38,100
baseline
▲ 0.50% · 4.625%
HK$40,418
+HK$2,318/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,200/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,884
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,954
−HK$1,085/mo
Today · 4.125%
HK$42,039
baseline
▲ 0.50% · 4.625%
HK$44,255
+HK$2,216/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,078/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,827
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,128
−HK$1,321/mo
Today · 4.125%
HK$44,449
baseline
▲ 0.50% · 4.625%
HK$47,154
+HK$2,705/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,898/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,532
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,780
−HK$1,266/mo
Today · 4.125%
HK$49,046
baseline
▲ 0.50% · 4.625%
HK$51,631
+HK$2,585/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,092/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,777
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,450
−HK$1,699/mo
Today · 4.125%
HK$57,149
baseline
▲ 0.50% · 4.625%
HK$60,627
+HK$3,478/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$114,298/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,826
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,431
−HK$1,628/mo
Today · 4.125%
HK$63,059
baseline
▲ 0.50% · 4.625%
HK$66,382
+HK$3,323/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$126,118/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,328 · Scale 2, in force from 26 Feb 2026)