LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,880
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,810
−HK$944/mo
Today · 4.125%
HK$31,754
baseline
▲ 0.50% · 4.625%
HK$33,686
+HK$1,932/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,508/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,242
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,133
−HK$905/mo
Today · 4.125%
HK$35,038
baseline
▲ 0.50% · 4.625%
HK$36,884
+HK$1,846/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,076/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,856
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,972
−HK$1,133/mo
Today · 4.125%
HK$38,105
baseline
▲ 0.50% · 4.625%
HK$40,424
+HK$2,319/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,210/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,890
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,960
−HK$1,085/mo
Today · 4.125%
HK$42,045
baseline
▲ 0.50% · 4.625%
HK$44,261
+HK$2,216/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,090/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,833
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,134
−HK$1,322/mo
Today · 4.125%
HK$44,456
baseline
▲ 0.50% · 4.625%
HK$47,161
+HK$2,705/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,912/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,538
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,786
−HK$1,267/mo
Today · 4.125%
HK$49,053
baseline
▲ 0.50% · 4.625%
HK$51,638
+HK$2,585/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,106/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,785
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$55,458
−HK$1,699/mo
Today · 4.125%
HK$57,157
baseline
▲ 0.50% · 4.625%
HK$60,635
+HK$3,478/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$114,314/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,835
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,440
−HK$1,628/mo
Today · 4.125%
HK$63,068
baseline
▲ 0.50% · 4.625%
HK$66,392
+HK$3,324/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$126,136/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,399 · Scale 2, in force from 26 Feb 2026)