LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,882
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,811
−HK$944/mo
Today · 4.125%
HK$31,755
baseline
▲ 0.50% · 4.625%
HK$33,688
+HK$1,933/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,510/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,243
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,134
−HK$905/mo
Today · 4.125%
HK$35,039
baseline
▲ 0.50% · 4.625%
HK$36,886
+HK$1,847/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,078/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,858
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,973
−HK$1,133/mo
Today · 4.125%
HK$38,106
baseline
▲ 0.50% · 4.625%
HK$40,425
+HK$2,319/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,212/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,892
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,961
−HK$1,086/mo
Today · 4.125%
HK$42,047
baseline
▲ 0.50% · 4.625%
HK$44,263
+HK$2,216/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,094/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,834
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,135
−HK$1,323/mo
Today · 4.125%
HK$44,458
baseline
▲ 0.50% · 4.625%
HK$47,163
+HK$2,705/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,916/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,540
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,788
−HK$1,267/mo
Today · 4.125%
HK$49,055
baseline
▲ 0.50% · 4.625%
HK$51,640
+HK$2,585/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,110/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,787
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,460
−HK$1,700/mo
Today · 4.125%
HK$57,160
baseline
▲ 0.50% · 4.625%
HK$60,638
+HK$3,478/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$114,320/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,837
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,442
−HK$1,628/mo
Today · 4.125%
HK$63,070
baseline
▲ 0.50% · 4.625%
HK$66,395
+HK$3,325/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$126,140/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,418 · Scale 2, in force from 26 Feb 2026)