LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,882
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,812
−HK$944/mo
Today · 4.125%
HK$31,756
baseline
▲ 0.50% · 4.625%
HK$33,689
+HK$1,933/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,512/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,244
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,135
−HK$905/mo
Today · 4.125%
HK$35,040
baseline
▲ 0.50% · 4.625%
HK$36,887
+HK$1,847/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,080/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,859
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,974
−HK$1,134/mo
Today · 4.125%
HK$38,108
baseline
▲ 0.50% · 4.625%
HK$40,426
+HK$2,318/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,216/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,893
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,963
−HK$1,085/mo
Today · 4.125%
HK$42,048
baseline
▲ 0.50% · 4.625%
HK$44,264
+HK$2,216/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,096/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,835
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,137
−HK$1,322/mo
Today · 4.125%
HK$44,459
baseline
▲ 0.50% · 4.625%
HK$47,164
+HK$2,705/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,918/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,541
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,790
−HK$1,266/mo
Today · 4.125%
HK$49,056
baseline
▲ 0.50% · 4.625%
HK$51,642
+HK$2,586/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,112/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,788
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,462
−HK$1,699/mo
Today · 4.125%
HK$57,161
baseline
▲ 0.50% · 4.625%
HK$60,640
+HK$3,479/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$114,322/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,839
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,444
−HK$1,628/mo
Today · 4.125%
HK$63,072
baseline
▲ 0.50% · 4.625%
HK$66,397
+HK$3,325/mo
Deposit HK$1.31M · loan HK$11.79M · min. income ≈ HK$126,144/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,433 · Scale 2, in force from 26 Feb 2026)