LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,885
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,814
−HK$945/mo
Today · 4.125%
HK$31,759
baseline
▲ 0.50% · 4.625%
HK$33,691
+HK$1,932/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,518/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,246
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,138
−HK$905/mo
Today · 4.125%
HK$35,043
baseline
▲ 0.50% · 4.625%
HK$36,890
+HK$1,847/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,086/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,862
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,977
−HK$1,134/mo
Today · 4.125%
HK$38,111
baseline
▲ 0.50% · 4.625%
HK$40,429
+HK$2,318/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,222/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,896
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,966
−HK$1,085/mo
Today · 4.125%
HK$42,051
baseline
▲ 0.50% · 4.625%
HK$44,268
+HK$2,217/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,102/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,839
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,140
−HK$1,322/mo
Today · 4.125%
HK$44,462
baseline
▲ 0.50% · 4.625%
HK$47,168
+HK$2,706/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,924/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,545
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,793
−HK$1,267/mo
Today · 4.125%
HK$49,060
baseline
▲ 0.50% · 4.625%
HK$51,646
+HK$2,586/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,120/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,793
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,466
−HK$1,700/mo
Today · 4.125%
HK$57,166
baseline
▲ 0.50% · 4.625%
HK$60,644
+HK$3,478/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$114,332/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,844
−HK$3,233/mo
▼ 0.25% · 3.875%
HK$61,449
−HK$1,628/mo
Today · 4.125%
HK$63,077
baseline
▲ 0.50% · 4.625%
HK$66,402
+HK$3,325/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$126,154/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,471 · Scale 2, in force from 26 Feb 2026)