LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,887
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,817
−HK$944/mo
Today · 4.125%
HK$31,761
baseline
▲ 0.50% · 4.625%
HK$33,694
+HK$1,933/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,522/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,249
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,141
−HK$904/mo
Today · 4.125%
HK$35,045
baseline
▲ 0.50% · 4.625%
HK$36,893
+HK$1,848/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,090/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$491,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,864
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,980
−HK$1,133/mo
Today · 4.125%
HK$38,113
baseline
▲ 0.50% · 4.625%
HK$40,433
+HK$2,320/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$76,226/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,899
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,969
−HK$1,085/mo
Today · 4.125%
HK$42,054
baseline
▲ 0.50% · 4.625%
HK$44,271
+HK$2,217/mo
Deposit HK$5.24M · loan HK$7.86M · min. income ≈ HK$84,108/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,842
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,143
−HK$1,323/mo
Today · 4.125%
HK$44,466
baseline
▲ 0.50% · 4.625%
HK$47,171
+HK$2,705/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$88,932/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,549
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,797
−HK$1,267/mo
Today · 4.125%
HK$49,064
baseline
▲ 0.50% · 4.625%
HK$51,650
+HK$2,586/mo
Deposit HK$3.93M · loan HK$9.17M · min. income ≈ HK$98,128/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,797
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$55,470
−HK$1,700/mo
Today · 4.125%
HK$57,170
baseline
▲ 0.50% · 4.625%
HK$60,649
+HK$3,479/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$114,340/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,848
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,453
−HK$1,629/mo
Today · 4.125%
HK$63,082
baseline
▲ 0.50% · 4.625%
HK$66,407
+HK$3,325/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$126,164/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,508 · Scale 2, in force from 26 Feb 2026)