LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,891
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,820
−HK$945/mo
Today · 4.125%
HK$31,765
baseline
▲ 0.50% · 4.625%
HK$33,698
+HK$1,933/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,530/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,253
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,145
−HK$904/mo
Today · 4.125%
HK$35,049
baseline
▲ 0.50% · 4.625%
HK$36,897
+HK$1,848/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,098/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,869
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,984
−HK$1,134/mo
Today · 4.125%
HK$38,118
baseline
▲ 0.50% · 4.625%
HK$40,437
+HK$2,319/mo
Deposit HK$5.24M · loan HK$7.87M · min. income ≈ HK$76,236/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,903
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,974
−HK$1,085/mo
Today · 4.125%
HK$42,059
baseline
▲ 0.50% · 4.625%
HK$44,276
+HK$2,217/mo
Deposit HK$5.24M · loan HK$7.87M · min. income ≈ HK$84,118/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,847
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,148
−HK$1,323/mo
Today · 4.125%
HK$44,471
baseline
▲ 0.50% · 4.625%
HK$47,177
+HK$2,706/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$88,942/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,554
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,803
−HK$1,266/mo
Today · 4.125%
HK$49,069
baseline
▲ 0.50% · 4.625%
HK$51,656
+HK$2,587/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$98,138/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,803
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,477
−HK$1,700/mo
Today · 4.125%
HK$57,177
baseline
▲ 0.50% · 4.625%
HK$60,656
+HK$3,479/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$114,354/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,855
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,460
−HK$1,629/mo
Today · 4.125%
HK$63,089
baseline
▲ 0.50% · 4.625%
HK$66,415
+HK$3,326/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$126,178/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,565 · Scale 2, in force from 26 Feb 2026)