LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,891
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,821
−HK$944/mo
Today · 4.125%
HK$31,765
baseline
▲ 0.50% · 4.625%
HK$33,698
+HK$1,933/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,530/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,253
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,145
−HK$905/mo
Today · 4.125%
HK$35,050
baseline
▲ 0.50% · 4.625%
HK$36,897
+HK$1,847/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,100/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,869
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,985
−HK$1,133/mo
Today · 4.125%
HK$38,118
baseline
▲ 0.50% · 4.625%
HK$40,438
+HK$2,320/mo
Deposit HK$5.24M · loan HK$7.87M · min. income ≈ HK$76,236/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,904
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,974
−HK$1,086/mo
Today · 4.125%
HK$42,060
baseline
▲ 0.50% · 4.625%
HK$44,277
+HK$2,217/mo
Deposit HK$5.24M · loan HK$7.87M · min. income ≈ HK$84,120/mo (50% DSR)
Upfront cash ≈ HK$5.73M (deposit + AVD stamp duty HK$491,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,847
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,149
−HK$1,322/mo
Today · 4.125%
HK$44,471
baseline
▲ 0.50% · 4.625%
HK$47,177
+HK$2,706/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$88,942/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,555
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,803
−HK$1,267/mo
Today · 4.125%
HK$49,070
baseline
▲ 0.50% · 4.625%
HK$51,656
+HK$2,586/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$98,140/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,804
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,477
−HK$1,701/mo
Today · 4.125%
HK$57,178
baseline
▲ 0.50% · 4.625%
HK$60,657
+HK$3,479/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$114,356/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,856
−HK$3,234/mo
▼ 0.25% · 3.875%
HK$61,461
−HK$1,629/mo
Today · 4.125%
HK$63,090
baseline
▲ 0.50% · 4.625%
HK$66,415
+HK$3,325/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$126,180/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,571 · Scale 2, in force from 26 Feb 2026)