LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,894
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,824
−HK$945/mo
Today · 4.125%
HK$31,769
baseline
▲ 0.50% · 4.625%
HK$33,702
+HK$1,933/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$63,538/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,257
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,149
−HK$905/mo
Today · 4.125%
HK$35,054
baseline
▲ 0.50% · 4.625%
HK$36,901
+HK$1,847/mo
Deposit HK$6.55M · loan HK$6.55M · min. income ≈ HK$70,108/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,873
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,989
−HK$1,133/mo
Today · 4.125%
HK$38,122
baseline
▲ 0.50% · 4.625%
HK$40,442
+HK$2,320/mo
Deposit HK$5.24M · loan HK$7.87M · min. income ≈ HK$76,244/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,908
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,979
−HK$1,085/mo
Today · 4.125%
HK$42,064
baseline
▲ 0.50% · 4.625%
HK$44,282
+HK$2,218/mo
Deposit HK$5.24M · loan HK$7.87M · min. income ≈ HK$84,128/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,852
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,154
−HK$1,322/mo
Today · 4.125%
HK$44,476
baseline
▲ 0.50% · 4.625%
HK$47,182
+HK$2,706/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$88,952/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,560
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,808
−HK$1,267/mo
Today · 4.125%
HK$49,075
baseline
▲ 0.50% · 4.625%
HK$51,662
+HK$2,587/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$98,150/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,809
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,483
−HK$1,701/mo
Today · 4.125%
HK$57,184
baseline
▲ 0.50% · 4.625%
HK$60,663
+HK$3,479/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$114,368/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,862
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,468
−HK$1,629/mo
Today · 4.125%
HK$63,097
baseline
▲ 0.50% · 4.625%
HK$66,422
+HK$3,325/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$126,194/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,625 · Scale 2, in force from 26 Feb 2026)