LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,897
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,827
−HK$944/mo
Today · 4.125%
HK$31,771
baseline
▲ 0.50% · 4.625%
HK$33,705
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,542/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,260
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,152
−HK$905/mo
Today · 4.125%
HK$35,057
baseline
▲ 0.50% · 4.625%
HK$36,904
+HK$1,847/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,114/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,876
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,992
−HK$1,134/mo
Today · 4.125%
HK$38,126
baseline
▲ 0.50% · 4.625%
HK$40,445
+HK$2,319/mo
Deposit HK$5.24M · loan HK$7.87M · min. income ≈ HK$76,252/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,912
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,982
−HK$1,086/mo
Today · 4.125%
HK$42,068
baseline
▲ 0.50% · 4.625%
HK$44,285
+HK$2,217/mo
Deposit HK$5.24M · loan HK$7.87M · min. income ≈ HK$84,136/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,855
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,157
−HK$1,323/mo
Today · 4.125%
HK$44,480
baseline
▲ 0.50% · 4.625%
HK$47,186
+HK$2,706/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$88,960/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,563
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,812
−HK$1,267/mo
Today · 4.125%
HK$49,079
baseline
▲ 0.50% · 4.625%
HK$51,666
+HK$2,587/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$98,158/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$491,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,814
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,488
−HK$1,700/mo
Today · 4.125%
HK$57,188
baseline
▲ 0.50% · 4.625%
HK$60,668
+HK$3,480/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$114,376/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,867
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,473
−HK$1,629/mo
Today · 4.125%
HK$63,102
baseline
▲ 0.50% · 4.625%
HK$66,428
+HK$3,326/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$126,204/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,665 · Scale 2, in force from 26 Feb 2026)