LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,898
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,828
−HK$944/mo
Today · 4.125%
HK$31,772
baseline
▲ 0.50% · 4.625%
HK$33,706
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,544/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,261
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,153
−HK$905/mo
Today · 4.125%
HK$35,058
baseline
▲ 0.50% · 4.625%
HK$36,906
+HK$1,848/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,116/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,877
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,993
−HK$1,134/mo
Today · 4.125%
HK$38,127
baseline
▲ 0.50% · 4.625%
HK$40,447
+HK$2,320/mo
Deposit HK$5.24M · loan HK$7.87M · min. income ≈ HK$76,254/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,913
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,983
−HK$1,086/mo
Today · 4.125%
HK$42,069
baseline
▲ 0.50% · 4.625%
HK$44,287
+HK$2,218/mo
Deposit HK$5.24M · loan HK$7.87M · min. income ≈ HK$84,138/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,857
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,159
−HK$1,322/mo
Today · 4.125%
HK$44,481
baseline
▲ 0.50% · 4.625%
HK$47,188
+HK$2,707/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$88,962/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,565
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,814
−HK$1,267/mo
Today · 4.125%
HK$49,081
baseline
▲ 0.50% · 4.625%
HK$51,668
+HK$2,587/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$98,162/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,816
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$55,490
−HK$1,700/mo
Today · 4.125%
HK$57,190
baseline
▲ 0.50% · 4.625%
HK$60,670
+HK$3,480/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$114,380/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,869
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,475
−HK$1,629/mo
Today · 4.125%
HK$63,104
baseline
▲ 0.50% · 4.625%
HK$66,430
+HK$3,326/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$126,208/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,681 · Scale 2, in force from 26 Feb 2026)