LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,902
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,832
−HK$945/mo
Today · 4.125%
HK$31,777
baseline
▲ 0.50% · 4.625%
HK$33,710
+HK$1,933/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,554/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,265
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,158
−HK$905/mo
Today · 4.125%
HK$35,063
baseline
▲ 0.50% · 4.625%
HK$36,911
+HK$1,848/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,126/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,882
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,998
−HK$1,134/mo
Today · 4.125%
HK$38,132
baseline
▲ 0.50% · 4.625%
HK$40,453
+HK$2,321/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,264/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,919
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,989
−HK$1,086/mo
Today · 4.125%
HK$42,075
baseline
▲ 0.50% · 4.625%
HK$44,293
+HK$2,218/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,150/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,863
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,165
−HK$1,323/mo
Today · 4.125%
HK$44,488
baseline
▲ 0.50% · 4.625%
HK$47,195
+HK$2,707/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$88,976/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,572
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,821
−HK$1,267/mo
Today · 4.125%
HK$49,088
baseline
▲ 0.50% · 4.625%
HK$51,675
+HK$2,587/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$98,176/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,823
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,497
−HK$1,701/mo
Today · 4.125%
HK$57,198
baseline
▲ 0.50% · 4.625%
HK$60,679
+HK$3,481/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$114,396/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,878
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,484
−HK$1,629/mo
Today · 4.125%
HK$63,113
baseline
▲ 0.50% · 4.625%
HK$66,440
+HK$3,327/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$126,226/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,751 · Scale 2, in force from 26 Feb 2026)