LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,904
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,835
−HK$945/mo
Today · 4.125%
HK$31,780
baseline
▲ 0.50% · 4.625%
HK$33,713
+HK$1,933/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,560/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,268
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,161
−HK$905/mo
Today · 4.125%
HK$35,066
baseline
▲ 0.50% · 4.625%
HK$36,914
+HK$1,848/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,132/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,885
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,002
−HK$1,134/mo
Today · 4.125%
HK$38,136
baseline
▲ 0.50% · 4.625%
HK$40,456
+HK$2,320/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,272/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,922
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,993
−HK$1,086/mo
Today · 4.125%
HK$42,079
baseline
▲ 0.50% · 4.625%
HK$44,297
+HK$2,218/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,158/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,866
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,168
−HK$1,324/mo
Today · 4.125%
HK$44,492
baseline
▲ 0.50% · 4.625%
HK$47,199
+HK$2,707/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$88,984/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,576
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,825
−HK$1,267/mo
Today · 4.125%
HK$49,092
baseline
▲ 0.50% · 4.625%
HK$51,680
+HK$2,588/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$98,184/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,828
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,502
−HK$1,701/mo
Today · 4.125%
HK$57,203
baseline
▲ 0.50% · 4.625%
HK$60,684
+HK$3,481/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$114,406/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,883
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,489
−HK$1,629/mo
Today · 4.125%
HK$63,118
baseline
▲ 0.50% · 4.625%
HK$66,445
+HK$3,327/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$126,236/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,794 · Scale 2, in force from 26 Feb 2026)