LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,905
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,835
−HK$945/mo
Today · 4.125%
HK$31,780
baseline
▲ 0.50% · 4.625%
HK$33,714
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,560/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,269
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,161
−HK$905/mo
Today · 4.125%
HK$35,066
baseline
▲ 0.50% · 4.625%
HK$36,915
+HK$1,849/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,132/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,886
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$37,002
−HK$1,134/mo
Today · 4.125%
HK$38,136
baseline
▲ 0.50% · 4.625%
HK$40,457
+HK$2,321/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,272/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,922
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,993
−HK$1,086/mo
Today · 4.125%
HK$42,079
baseline
▲ 0.50% · 4.625%
HK$44,297
+HK$2,218/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,158/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,867
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,169
−HK$1,323/mo
Today · 4.125%
HK$44,492
baseline
▲ 0.50% · 4.625%
HK$47,199
+HK$2,707/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$88,984/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,576
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,825
−HK$1,268/mo
Today · 4.125%
HK$49,093
baseline
▲ 0.50% · 4.625%
HK$51,680
+HK$2,587/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$98,186/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,829
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$55,503
−HK$1,701/mo
Today · 4.125%
HK$57,204
baseline
▲ 0.50% · 4.625%
HK$60,685
+HK$3,481/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$114,408/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,884
−HK$3,235/mo
▼ 0.25% · 3.875%
HK$61,490
−HK$1,629/mo
Today · 4.125%
HK$63,119
baseline
▲ 0.50% · 4.625%
HK$66,446
+HK$3,327/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$126,238/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,800 · Scale 2, in force from 26 Feb 2026)