LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,908
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,839
−HK$945/mo
Today · 4.125%
HK$31,784
baseline
▲ 0.50% · 4.625%
HK$33,718
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,568/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,273
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,165
−HK$905/mo
Today · 4.125%
HK$35,070
baseline
▲ 0.50% · 4.625%
HK$36,919
+HK$1,849/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,140/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,890
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,007
−HK$1,134/mo
Today · 4.125%
HK$38,141
baseline
▲ 0.50% · 4.625%
HK$40,462
+HK$2,321/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,282/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,927
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$40,998
−HK$1,087/mo
Today · 4.125%
HK$42,085
baseline
▲ 0.50% · 4.625%
HK$44,303
+HK$2,218/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,170/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,872
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,174
−HK$1,324/mo
Today · 4.125%
HK$44,498
baseline
▲ 0.50% · 4.625%
HK$47,205
+HK$2,707/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$88,996/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,582
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,831
−HK$1,268/mo
Today · 4.125%
HK$49,099
baseline
▲ 0.50% · 4.625%
HK$51,687
+HK$2,588/mo
Deposit HK$3.93M · loan HK$9.18M · min. income ≈ HK$98,198/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,835
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,510
−HK$1,701/mo
Today · 4.125%
HK$57,211
baseline
▲ 0.50% · 4.625%
HK$60,692
+HK$3,481/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$114,422/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,891
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,497
−HK$1,630/mo
Today · 4.125%
HK$63,127
baseline
▲ 0.50% · 4.625%
HK$66,454
+HK$3,327/mo
Deposit HK$1.31M · loan HK$11.80M · min. income ≈ HK$126,254/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,860 · Scale 2, in force from 26 Feb 2026)