LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,910
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,840
−HK$946/mo
Today · 4.125%
HK$31,786
baseline
▲ 0.50% · 4.625%
HK$33,720
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,572/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,275
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,167
−HK$905/mo
Today · 4.125%
HK$35,072
baseline
▲ 0.50% · 4.625%
HK$36,921
+HK$1,849/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,144/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,892
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$1,134/mo
Today · 4.125%
HK$38,143
baseline
▲ 0.50% · 4.625%
HK$40,464
+HK$2,321/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,286/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,930
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,000
−HK$1,087/mo
Today · 4.125%
HK$42,087
baseline
▲ 0.50% · 4.625%
HK$44,305
+HK$2,218/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,174/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,874
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,177
−HK$1,323/mo
Today · 4.125%
HK$44,500
baseline
▲ 0.50% · 4.625%
HK$47,208
+HK$2,708/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$89,000/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,585
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,834
−HK$1,267/mo
Today · 4.125%
HK$49,101
baseline
▲ 0.50% · 4.625%
HK$51,690
+HK$2,589/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$98,202/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,838
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,513
−HK$1,701/mo
Today · 4.125%
HK$57,214
baseline
▲ 0.50% · 4.625%
HK$60,696
+HK$3,482/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,428/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,894
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,501
−HK$1,629/mo
Today · 4.125%
HK$63,130
baseline
▲ 0.50% · 4.625%
HK$66,458
+HK$3,328/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,260/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,887 · Scale 2, in force from 26 Feb 2026)