LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,910
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,841
−HK$945/mo
Today · 4.125%
HK$31,786
baseline
▲ 0.50% · 4.625%
HK$33,720
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,572/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,275
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,167
−HK$906/mo
Today · 4.125%
HK$35,073
baseline
▲ 0.50% · 4.625%
HK$36,921
+HK$1,848/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,146/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,892
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$1,134/mo
Today · 4.125%
HK$38,143
baseline
▲ 0.50% · 4.625%
HK$40,464
+HK$2,321/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,286/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,930
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,001
−HK$1,086/mo
Today · 4.125%
HK$42,087
baseline
▲ 0.50% · 4.625%
HK$44,306
+HK$2,219/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,174/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,874
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,177
−HK$1,323/mo
Today · 4.125%
HK$44,500
baseline
▲ 0.50% · 4.625%
HK$47,208
+HK$2,708/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$89,000/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,585
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,834
−HK$1,268/mo
Today · 4.125%
HK$49,102
baseline
▲ 0.50% · 4.625%
HK$51,690
+HK$2,588/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$98,204/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,839
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,513
−HK$1,702/mo
Today · 4.125%
HK$57,215
baseline
▲ 0.50% · 4.625%
HK$60,696
+HK$3,481/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,430/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,895
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,501
−HK$1,630/mo
Today · 4.125%
HK$63,131
baseline
▲ 0.50% · 4.625%
HK$66,458
+HK$3,327/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,262/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,891 · Scale 2, in force from 26 Feb 2026)