LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,911
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,841
−HK$945/mo
Today · 4.125%
HK$31,786
baseline
▲ 0.50% · 4.625%
HK$33,720
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,572/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,275
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,168
−HK$905/mo
Today · 4.125%
HK$35,073
baseline
▲ 0.50% · 4.625%
HK$36,922
+HK$1,849/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,146/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,893
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$1,135/mo
Today · 4.125%
HK$38,144
baseline
▲ 0.50% · 4.625%
HK$40,465
+HK$2,321/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,288/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,930
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,001
−HK$1,087/mo
Today · 4.125%
HK$42,088
baseline
▲ 0.50% · 4.625%
HK$44,306
+HK$2,218/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,176/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,875
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,178
−HK$1,323/mo
Today · 4.125%
HK$44,501
baseline
▲ 0.50% · 4.625%
HK$47,209
+HK$2,708/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$89,002/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,586
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,835
−HK$1,267/mo
Today · 4.125%
HK$49,102
baseline
▲ 0.50% · 4.625%
HK$51,691
+HK$2,589/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$98,204/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,839
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,514
−HK$1,701/mo
Today · 4.125%
HK$57,215
baseline
▲ 0.50% · 4.625%
HK$60,697
+HK$3,482/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,430/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,896
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,502
−HK$1,630/mo
Today · 4.125%
HK$63,132
baseline
▲ 0.50% · 4.625%
HK$66,459
+HK$3,327/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,264/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,898 · Scale 2, in force from 26 Feb 2026)