LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,911
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,842
−HK$945/mo
Today · 4.125%
HK$31,787
baseline
▲ 0.50% · 4.625%
HK$33,721
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,574/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,276
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,168
−HK$906/mo
Today · 4.125%
HK$35,074
baseline
▲ 0.50% · 4.625%
HK$36,922
+HK$1,848/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,148/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,893
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,010
−HK$1,134/mo
Today · 4.125%
HK$38,144
baseline
▲ 0.50% · 4.625%
HK$40,465
+HK$2,321/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,288/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,931
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,002
−HK$1,086/mo
Today · 4.125%
HK$42,088
baseline
▲ 0.50% · 4.625%
HK$44,307
+HK$2,219/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,176/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,876
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,178
−HK$1,324/mo
Today · 4.125%
HK$44,502
baseline
▲ 0.50% · 4.625%
HK$47,209
+HK$2,707/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$89,004/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,586
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,836
−HK$1,267/mo
Today · 4.125%
HK$49,103
baseline
▲ 0.50% · 4.625%
HK$51,691
+HK$2,588/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$98,206/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,840
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,515
−HK$1,701/mo
Today · 4.125%
HK$57,216
baseline
▲ 0.50% · 4.625%
HK$60,698
+HK$3,482/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,432/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,897
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,503
−HK$1,630/mo
Today · 4.125%
HK$63,133
baseline
▲ 0.50% · 4.625%
HK$66,460
+HK$3,327/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,266/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,905 · Scale 2, in force from 26 Feb 2026)