LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,915
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,845
−HK$946/mo
Today · 4.125%
HK$31,791
baseline
▲ 0.50% · 4.625%
HK$33,725
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,582/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,280
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,172
−HK$906/mo
Today · 4.125%
HK$35,078
baseline
▲ 0.50% · 4.625%
HK$36,927
+HK$1,849/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,156/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,898
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,014
−HK$1,135/mo
Today · 4.125%
HK$38,149
baseline
▲ 0.50% · 4.625%
HK$40,470
+HK$2,321/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,298/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,936
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,007
−HK$1,086/mo
Today · 4.125%
HK$42,093
baseline
▲ 0.50% · 4.625%
HK$44,312
+HK$2,219/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,186/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,881
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,183
−HK$1,324/mo
Today · 4.125%
HK$44,507
baseline
▲ 0.50% · 4.625%
HK$47,215
+HK$2,708/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$89,014/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,592
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,841
−HK$1,268/mo
Today · 4.125%
HK$49,109
baseline
▲ 0.50% · 4.625%
HK$51,698
+HK$2,589/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$98,218/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,847
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$55,522
−HK$1,701/mo
Today · 4.125%
HK$57,223
baseline
▲ 0.50% · 4.625%
HK$60,705
+HK$3,482/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,446/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,904
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,510
−HK$1,630/mo
Today · 4.125%
HK$63,140
baseline
▲ 0.50% · 4.625%
HK$66,468
+HK$3,328/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,280/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,964 · Scale 2, in force from 26 Feb 2026)