LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,915
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,846
−HK$945/mo
Today · 4.125%
HK$31,791
baseline
▲ 0.50% · 4.625%
HK$33,726
+HK$1,935/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,582/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,280
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,173
−HK$905/mo
Today · 4.125%
HK$35,078
baseline
▲ 0.50% · 4.625%
HK$36,928
+HK$1,850/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,156/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$491,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,898
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,015
−HK$1,134/mo
Today · 4.125%
HK$38,149
baseline
▲ 0.50% · 4.625%
HK$40,471
+HK$2,322/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,298/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,937
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,008
−HK$1,086/mo
Today · 4.125%
HK$42,094
baseline
▲ 0.50% · 4.625%
HK$44,313
+HK$2,219/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,188/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$491,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,881
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,184
−HK$1,324/mo
Today · 4.125%
HK$44,508
baseline
▲ 0.50% · 4.625%
HK$47,216
+HK$2,708/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$89,016/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,593
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,842
−HK$1,268/mo
Today · 4.125%
HK$49,110
baseline
▲ 0.50% · 4.625%
HK$51,699
+HK$2,589/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$98,220/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$491,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,847
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,522
−HK$1,702/mo
Today · 4.125%
HK$57,224
baseline
▲ 0.50% · 4.625%
HK$60,706
+HK$3,482/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,448/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,905
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,511
−HK$1,630/mo
Today · 4.125%
HK$63,141
baseline
▲ 0.50% · 4.625%
HK$66,470
+HK$3,329/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,282/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$491,972 · Scale 2, in force from 26 Feb 2026)