LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,918
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,848
−HK$946/mo
Today · 4.125%
HK$31,794
baseline
▲ 0.50% · 4.625%
HK$33,728
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,588/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,283
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,176
−HK$905/mo
Today · 4.125%
HK$35,081
baseline
▲ 0.50% · 4.625%
HK$36,930
+HK$1,849/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,162/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,901
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,018
−HK$1,134/mo
Today · 4.125%
HK$38,152
baseline
▲ 0.50% · 4.625%
HK$40,474
+HK$2,322/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,304/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,940
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,011
−HK$1,086/mo
Today · 4.125%
HK$42,097
baseline
▲ 0.50% · 4.625%
HK$44,316
+HK$2,219/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,194/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,885
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,187
−HK$1,324/mo
Today · 4.125%
HK$44,511
baseline
▲ 0.50% · 4.625%
HK$47,220
+HK$2,709/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$89,022/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,596
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,846
−HK$1,268/mo
Today · 4.125%
HK$49,114
baseline
▲ 0.50% · 4.625%
HK$51,703
+HK$2,589/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$98,228/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,852
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,527
−HK$1,702/mo
Today · 4.125%
HK$57,229
baseline
▲ 0.50% · 4.625%
HK$60,711
+HK$3,482/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,458/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,909
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,516
−HK$1,630/mo
Today · 4.125%
HK$63,146
baseline
▲ 0.50% · 4.625%
HK$66,475
+HK$3,329/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,292/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,011 · Scale 2, in force from 26 Feb 2026)