LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,918
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,849
−HK$945/mo
Today · 4.125%
HK$31,794
baseline
▲ 0.50% · 4.625%
HK$33,729
+HK$1,935/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,588/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,284
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,176
−HK$906/mo
Today · 4.125%
HK$35,082
baseline
▲ 0.50% · 4.625%
HK$36,931
+HK$1,849/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,164/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,902
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,019
−HK$1,134/mo
Today · 4.125%
HK$38,153
baseline
▲ 0.50% · 4.625%
HK$40,475
+HK$2,322/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,306/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,940
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,012
−HK$1,086/mo
Today · 4.125%
HK$42,098
baseline
▲ 0.50% · 4.625%
HK$44,317
+HK$2,219/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,196/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,885
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,188
−HK$1,324/mo
Today · 4.125%
HK$44,512
baseline
▲ 0.50% · 4.625%
HK$47,221
+HK$2,709/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$89,024/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,597
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,847
−HK$1,268/mo
Today · 4.125%
HK$49,115
baseline
▲ 0.50% · 4.625%
HK$51,704
+HK$2,589/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$98,230/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,853
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,528
−HK$1,702/mo
Today · 4.125%
HK$57,230
baseline
▲ 0.50% · 4.625%
HK$60,712
+HK$3,482/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,460/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,911
−HK$3,236/mo
▼ 0.25% · 3.875%
HK$61,517
−HK$1,630/mo
Today · 4.125%
HK$63,147
baseline
▲ 0.50% · 4.625%
HK$66,476
+HK$3,329/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,294/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,021 · Scale 2, in force from 26 Feb 2026)