LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,919
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,850
−HK$946/mo
Today · 4.125%
HK$31,796
baseline
▲ 0.50% · 4.625%
HK$33,730
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,592/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,285
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,178
−HK$905/mo
Today · 4.125%
HK$35,083
baseline
▲ 0.50% · 4.625%
HK$36,933
+HK$1,850/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,166/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,903
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,020
−HK$1,135/mo
Today · 4.125%
HK$38,155
baseline
▲ 0.50% · 4.625%
HK$40,476
+HK$2,321/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,310/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,942
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,013
−HK$1,087/mo
Today · 4.125%
HK$42,100
baseline
▲ 0.50% · 4.625%
HK$44,319
+HK$2,219/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,200/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,887
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,190
−HK$1,324/mo
Today · 4.125%
HK$44,514
baseline
▲ 0.50% · 4.625%
HK$47,222
+HK$2,708/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$89,028/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,599
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,849
−HK$1,268/mo
Today · 4.125%
HK$49,117
baseline
▲ 0.50% · 4.625%
HK$51,706
+HK$2,589/mo
Deposit HK$3.94M · loan HK$9.18M · min. income ≈ HK$98,234/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,855
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,530
−HK$1,702/mo
Today · 4.125%
HK$57,232
baseline
▲ 0.50% · 4.625%
HK$60,714
+HK$3,482/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,464/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,913
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,520
−HK$1,630/mo
Today · 4.125%
HK$63,150
baseline
▲ 0.50% · 4.625%
HK$66,479
+HK$3,329/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,300/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,040 · Scale 2, in force from 26 Feb 2026)