LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,920
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,851
−HK$946/mo
Today · 4.125%
HK$31,797
baseline
▲ 0.50% · 4.625%
HK$33,731
+HK$1,934/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,594/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,286
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,179
−HK$906/mo
Today · 4.125%
HK$35,085
baseline
▲ 0.50% · 4.625%
HK$36,934
+HK$1,849/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,170/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,905
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,021
−HK$1,135/mo
Today · 4.125%
HK$38,156
baseline
▲ 0.50% · 4.625%
HK$40,478
+HK$2,322/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,312/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,943
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,015
−HK$1,086/mo
Today · 4.125%
HK$42,101
baseline
▲ 0.50% · 4.625%
HK$44,321
+HK$2,220/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,202/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,889
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,192
−HK$1,323/mo
Today · 4.125%
HK$44,515
baseline
▲ 0.50% · 4.625%
HK$47,224
+HK$2,709/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,030/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,601
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,850
−HK$1,268/mo
Today · 4.125%
HK$49,118
baseline
▲ 0.50% · 4.625%
HK$51,707
+HK$2,589/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,236/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,857
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$55,532
−HK$1,702/mo
Today · 4.125%
HK$57,234
baseline
▲ 0.50% · 4.625%
HK$60,717
+HK$3,483/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,468/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,915
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,522
−HK$1,630/mo
Today · 4.125%
HK$63,152
baseline
▲ 0.50% · 4.625%
HK$66,481
+HK$3,329/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,304/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,058 · Scale 2, in force from 26 Feb 2026)