LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,923
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,854
−HK$945/mo
Today · 4.125%
HK$31,799
baseline
▲ 0.50% · 4.625%
HK$33,734
+HK$1,935/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,598/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,289
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,182
−HK$906/mo
Today · 4.125%
HK$35,088
baseline
▲ 0.50% · 4.625%
HK$36,937
+HK$1,849/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,176/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,908
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,025
−HK$1,134/mo
Today · 4.125%
HK$38,159
baseline
▲ 0.50% · 4.625%
HK$40,481
+HK$2,322/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,318/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,947
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,018
−HK$1,087/mo
Today · 4.125%
HK$42,105
baseline
▲ 0.50% · 4.625%
HK$44,325
+HK$2,220/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,210/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,892
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,195
−HK$1,324/mo
Today · 4.125%
HK$44,519
baseline
▲ 0.50% · 4.625%
HK$47,228
+HK$2,709/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,038/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,605
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,855
−HK$1,268/mo
Today · 4.125%
HK$49,123
baseline
▲ 0.50% · 4.625%
HK$51,712
+HK$2,589/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,246/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,861
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,537
−HK$1,702/mo
Today · 4.125%
HK$57,239
baseline
▲ 0.50% · 4.625%
HK$60,722
+HK$3,483/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,478/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,920
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,527
−HK$1,631/mo
Today · 4.125%
HK$63,158
baseline
▲ 0.50% · 4.625%
HK$66,487
+HK$3,329/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,316/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,100 · Scale 2, in force from 26 Feb 2026)