LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,925
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,856
−HK$945/mo
Today · 4.125%
HK$31,801
baseline
▲ 0.50% · 4.625%
HK$33,736
+HK$1,935/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,602/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,291
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,184
−HK$906/mo
Today · 4.125%
HK$35,090
baseline
▲ 0.50% · 4.625%
HK$36,939
+HK$1,849/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,180/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,910
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,027
−HK$1,134/mo
Today · 4.125%
HK$38,161
baseline
▲ 0.50% · 4.625%
HK$40,483
+HK$2,322/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,322/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,949
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,020
−HK$1,087/mo
Today · 4.125%
HK$42,107
baseline
▲ 0.50% · 4.625%
HK$44,327
+HK$2,220/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,214/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,895
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,198
−HK$1,324/mo
Today · 4.125%
HK$44,522
baseline
▲ 0.50% · 4.625%
HK$47,231
+HK$2,709/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,044/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,607
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,857
−HK$1,268/mo
Today · 4.125%
HK$49,125
baseline
▲ 0.50% · 4.625%
HK$51,715
+HK$2,590/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,250/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,864
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,540
−HK$1,702/mo
Today · 4.125%
HK$57,242
baseline
▲ 0.50% · 4.625%
HK$60,725
+HK$3,483/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,484/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,924
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$61,531
−HK$1,630/mo
Today · 4.125%
HK$63,161
baseline
▲ 0.50% · 4.625%
HK$66,490
+HK$3,329/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,322/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,127 · Scale 2, in force from 26 Feb 2026)