LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,927
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,858
−HK$946/mo
Today · 4.125%
HK$31,804
baseline
▲ 0.50% · 4.625%
HK$33,739
+HK$1,935/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,608/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,294
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,186
−HK$906/mo
Today · 4.125%
HK$35,092
baseline
▲ 0.50% · 4.625%
HK$36,942
+HK$1,850/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,184/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$492,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,912
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,030
−HK$1,134/mo
Today · 4.125%
HK$38,164
baseline
▲ 0.50% · 4.625%
HK$40,487
+HK$2,323/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$76,328/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,952
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,024
−HK$1,087/mo
Today · 4.125%
HK$42,111
baseline
▲ 0.50% · 4.625%
HK$44,330
+HK$2,219/mo
Deposit HK$5.25M · loan HK$7.87M · min. income ≈ HK$84,222/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,898
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,201
−HK$1,324/mo
Today · 4.125%
HK$44,525
baseline
▲ 0.50% · 4.625%
HK$47,234
+HK$2,709/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,050/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,611
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,861
−HK$1,268/mo
Today · 4.125%
HK$49,129
baseline
▲ 0.50% · 4.625%
HK$51,719
+HK$2,590/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,258/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,869
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,544
−HK$1,703/mo
Today · 4.125%
HK$57,247
baseline
▲ 0.50% · 4.625%
HK$60,730
+HK$3,483/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,494/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,928
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,536
−HK$1,630/mo
Today · 4.125%
HK$63,166
baseline
▲ 0.50% · 4.625%
HK$66,496
+HK$3,330/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,332/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,166 · Scale 2, in force from 26 Feb 2026)