LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,930
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,861
−HK$946/mo
Today · 4.125%
HK$31,807
baseline
▲ 0.50% · 4.625%
HK$33,742
+HK$1,935/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,614/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,297
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,190
−HK$906/mo
Today · 4.125%
HK$35,096
baseline
▲ 0.50% · 4.625%
HK$36,946
+HK$1,850/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,192/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,916
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,033
−HK$1,135/mo
Today · 4.125%
HK$38,168
baseline
▲ 0.50% · 4.625%
HK$40,491
+HK$2,323/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,336/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,956
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,028
−HK$1,087/mo
Today · 4.125%
HK$42,115
baseline
▲ 0.50% · 4.625%
HK$44,335
+HK$2,220/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,230/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,902
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,205
−HK$1,325/mo
Today · 4.125%
HK$44,530
baseline
▲ 0.50% · 4.625%
HK$47,239
+HK$2,709/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,060/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,615
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,866
−HK$1,268/mo
Today · 4.125%
HK$49,134
baseline
▲ 0.50% · 4.625%
HK$51,724
+HK$2,590/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,268/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,874
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,550
−HK$1,702/mo
Today · 4.125%
HK$57,252
baseline
▲ 0.50% · 4.625%
HK$60,736
+HK$3,484/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,504/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,934
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,542
−HK$1,630/mo
Today · 4.125%
HK$63,172
baseline
▲ 0.50% · 4.625%
HK$66,502
+HK$3,330/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,344/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,214 · Scale 2, in force from 26 Feb 2026)