LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,931
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,862
−HK$945/mo
Today · 4.125%
HK$31,807
baseline
▲ 0.50% · 4.625%
HK$33,743
+HK$1,936/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,614/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,297
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,190
−HK$906/mo
Today · 4.125%
HK$35,096
baseline
▲ 0.50% · 4.625%
HK$36,946
+HK$1,850/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,192/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,917
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,034
−HK$1,135/mo
Today · 4.125%
HK$38,169
baseline
▲ 0.50% · 4.625%
HK$40,491
+HK$2,322/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,338/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,957
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,029
−HK$1,087/mo
Today · 4.125%
HK$42,116
baseline
▲ 0.50% · 4.625%
HK$44,336
+HK$2,220/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,232/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,903
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,206
−HK$1,324/mo
Today · 4.125%
HK$44,530
baseline
▲ 0.50% · 4.625%
HK$47,240
+HK$2,710/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,060/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,616
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,867
−HK$1,268/mo
Today · 4.125%
HK$49,135
baseline
▲ 0.50% · 4.625%
HK$51,725
+HK$2,590/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,270/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,875
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,551
−HK$1,702/mo
Today · 4.125%
HK$57,253
baseline
▲ 0.50% · 4.625%
HK$60,737
+HK$3,484/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,506/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,935
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,543
−HK$1,631/mo
Today · 4.125%
HK$63,174
baseline
▲ 0.50% · 4.625%
HK$66,503
+HK$3,329/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,348/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,224 · Scale 2, in force from 26 Feb 2026)