LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,931
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,862
−HK$946/mo
Today · 4.125%
HK$31,808
baseline
▲ 0.50% · 4.625%
HK$33,743
+HK$1,935/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,616/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,298
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,191
−HK$906/mo
Today · 4.125%
HK$35,097
baseline
▲ 0.50% · 4.625%
HK$36,947
+HK$1,850/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,194/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,917
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,034
−HK$1,136/mo
Today · 4.125%
HK$38,170
baseline
▲ 0.50% · 4.625%
HK$40,492
+HK$2,322/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,340/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,958
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,029
−HK$1,087/mo
Today · 4.125%
HK$42,116
baseline
▲ 0.50% · 4.625%
HK$44,336
+HK$2,220/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,232/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,903
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,207
−HK$1,324/mo
Today · 4.125%
HK$44,531
baseline
▲ 0.50% · 4.625%
HK$47,241
+HK$2,710/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,062/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,617
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,867
−HK$1,269/mo
Today · 4.125%
HK$49,136
baseline
▲ 0.50% · 4.625%
HK$51,726
+HK$2,590/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,272/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,876
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$55,552
−HK$1,702/mo
Today · 4.125%
HK$57,254
baseline
▲ 0.50% · 4.625%
HK$60,738
+HK$3,484/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,508/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,936
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$61,544
−HK$1,630/mo
Today · 4.125%
HK$63,174
baseline
▲ 0.50% · 4.625%
HK$66,505
+HK$3,331/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,348/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,232 · Scale 2, in force from 26 Feb 2026)