LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,932
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,864
−HK$946/mo
Today · 4.125%
HK$31,810
baseline
▲ 0.50% · 4.625%
HK$33,745
+HK$1,935/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,620/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,300
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,193
−HK$906/mo
Today · 4.125%
HK$35,099
baseline
▲ 0.50% · 4.625%
HK$36,949
+HK$1,850/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,198/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,919
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,036
−HK$1,135/mo
Today · 4.125%
HK$38,171
baseline
▲ 0.50% · 4.625%
HK$40,494
+HK$2,323/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,342/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,959
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,031
−HK$1,087/mo
Today · 4.125%
HK$42,118
baseline
▲ 0.50% · 4.625%
HK$44,338
+HK$2,220/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,236/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,905
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,209
−HK$1,324/mo
Today · 4.125%
HK$44,533
baseline
▲ 0.50% · 4.625%
HK$47,243
+HK$2,710/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,066/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,619
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,870
−HK$1,268/mo
Today · 4.125%
HK$49,138
baseline
▲ 0.50% · 4.625%
HK$51,728
+HK$2,590/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,276/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,878
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,554
−HK$1,703/mo
Today · 4.125%
HK$57,257
baseline
▲ 0.50% · 4.625%
HK$60,741
+HK$3,484/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$114,514/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,939
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,547
−HK$1,631/mo
Today · 4.125%
HK$63,178
baseline
▲ 0.50% · 4.625%
HK$66,508
+HK$3,330/mo
Deposit HK$1.31M · loan HK$11.81M · min. income ≈ HK$126,356/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$492,255 · Scale 2, in force from 26 Feb 2026)