LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,935
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,867
−HK$946/mo
Today · 4.125%
HK$31,813
baseline
▲ 0.50% · 4.625%
HK$33,748
+HK$1,935/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,626/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,303
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,196
−HK$906/mo
Today · 4.125%
HK$35,102
baseline
▲ 0.50% · 4.625%
HK$36,952
+HK$1,850/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,204/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,923
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,040
−HK$1,135/mo
Today · 4.125%
HK$38,175
baseline
▲ 0.50% · 4.625%
HK$40,498
+HK$2,323/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,350/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,963
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,035
−HK$1,088/mo
Today · 4.125%
HK$42,123
baseline
▲ 0.50% · 4.625%
HK$44,343
+HK$2,220/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,246/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,910
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,213
−HK$1,325/mo
Today · 4.125%
HK$44,538
baseline
▲ 0.50% · 4.625%
HK$47,248
+HK$2,710/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,076/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,624
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,874
−HK$1,269/mo
Today · 4.125%
HK$49,143
baseline
▲ 0.50% · 4.625%
HK$51,733
+HK$2,590/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,286/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,884
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,560
−HK$1,703/mo
Today · 4.125%
HK$57,263
baseline
▲ 0.50% · 4.625%
HK$60,747
+HK$3,484/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,526/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,304 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,945
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,553
−HK$1,631/mo
Today · 4.125%
HK$63,184
baseline
▲ 0.50% · 4.625%
HK$66,514
+HK$3,330/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,368/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,304 · Scale 2, in force from 26 Feb 2026)