LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,936
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,867
−HK$947/mo
Today · 4.125%
HK$31,814
baseline
▲ 0.50% · 4.625%
HK$33,749
+HK$1,935/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,628/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,304
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,197
−HK$906/mo
Today · 4.125%
HK$35,103
baseline
▲ 0.50% · 4.625%
HK$36,953
+HK$1,850/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,206/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,923
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,041
−HK$1,135/mo
Today · 4.125%
HK$38,176
baseline
▲ 0.50% · 4.625%
HK$40,499
+HK$2,323/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,352/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,965
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,036
−HK$1,088/mo
Today · 4.125%
HK$42,124
baseline
▲ 0.50% · 4.625%
HK$44,344
+HK$2,220/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,248/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,911
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,214
−HK$1,325/mo
Today · 4.125%
HK$44,539
baseline
▲ 0.50% · 4.625%
HK$47,249
+HK$2,710/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,078/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,625
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,876
−HK$1,268/mo
Today · 4.125%
HK$49,144
baseline
▲ 0.50% · 4.625%
HK$51,735
+HK$2,591/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,288/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,885
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,561
−HK$1,703/mo
Today · 4.125%
HK$57,264
baseline
▲ 0.50% · 4.625%
HK$60,749
+HK$3,485/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,528/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,947
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,555
−HK$1,631/mo
Today · 4.125%
HK$63,186
baseline
▲ 0.50% · 4.625%
HK$66,516
+HK$3,330/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,372/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,318 · Scale 2, in force from 26 Feb 2026)