LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,938
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,869
−HK$946/mo
Today · 4.125%
HK$31,815
baseline
▲ 0.50% · 4.625%
HK$33,751
+HK$1,936/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$63,630/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,306
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,199
−HK$906/mo
Today · 4.125%
HK$35,105
baseline
▲ 0.50% · 4.625%
HK$36,955
+HK$1,850/mo
Deposit HK$6.56M · loan HK$6.56M · min. income ≈ HK$70,210/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$492,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,925
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,043
−HK$1,135/mo
Today · 4.125%
HK$38,178
baseline
▲ 0.50% · 4.625%
HK$40,501
+HK$2,323/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$76,356/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,967
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,038
−HK$1,088/mo
Today · 4.125%
HK$42,126
baseline
▲ 0.50% · 4.625%
HK$44,346
+HK$2,220/mo
Deposit HK$5.25M · loan HK$7.88M · min. income ≈ HK$84,252/mo (50% DSR)
Upfront cash ≈ HK$5.74M (deposit + AVD stamp duty HK$492,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,913
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,217
−HK$1,324/mo
Today · 4.125%
HK$44,541
baseline
▲ 0.50% · 4.625%
HK$47,251
+HK$2,710/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$89,082/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,628
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,878
−HK$1,269/mo
Today · 4.125%
HK$49,147
baseline
▲ 0.50% · 4.625%
HK$51,737
+HK$2,590/mo
Deposit HK$3.94M · loan HK$9.19M · min. income ≈ HK$98,294/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$492,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,888
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$55,564
−HK$1,703/mo
Today · 4.125%
HK$57,267
baseline
▲ 0.50% · 4.625%
HK$60,752
+HK$3,485/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$114,534/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,950
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$61,558
−HK$1,631/mo
Today · 4.125%
HK$63,189
baseline
▲ 0.50% · 4.625%
HK$66,520
+HK$3,331/mo
Deposit HK$1.31M · loan HK$11.82M · min. income ≈ HK$126,378/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$492,343 · Scale 2, in force from 26 Feb 2026)